Yates providing free seed for their Spring Vegie Growing Challenge 2014


I already received my free veggie pack via post.
  -- they gave me lettuce seeds (no guarantee what veggie seed you will received)


Click to register : Spring Vegie Growing Challenge 2014


How to enter
-----------------
    Join or login to the Yates Garden Club
    Click orange button below and complete entry form
    Plant vegetable seeds or seedlings
    Post at least 3 progress blogs with images to show your progress
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I've bee na member of Yates for sometime now and they gave out free seeds from time to time.
  

  

 Check-Up & Cleaning (withX-Rays & Fluoride) / Guide only (NSW)

	Dental Service	Estmate price
	Oral Exam - Comprehensive	$60 - $98
	X-Rays	$80 - $110
	Calculus Removal	$107 - $159
	Topical Remineralising	$36 - $109
	Total Cost	$283 - $476

Reference for other state/procedure: http://www.smile.com.au/dental-fees/nsw

FREE whooping cough vaccine for new parents

You will be reminded by the community nurse or your baby doctor once the baby os born.
All members of the family are recommended to get the shot.
Medicare card holders are free of charge. Just schedule with your GP.
Community nurse does not provide the whooping cough vaccine service.
You need to schedule with your GP. Parents can have the vaccine as soon as possible.
Doctor advice that baby can have the whooping cough vaccine at 6 weeks old.

Vaccine given by the GP: BOOSTRIX
- Combined Diphtheria-Tetanus-acellular Pertussis (whooping cough) Vaccine

Inquire with the medical centre staff how much is the vaccine and doctors fee assuming I am not a medicare card holder (resident).
- Vaccine cost around $60 + doctors service fee (range from $30-$60)

FREE 30 minute online course to save a life.
You also have a chance to win a first aid kit worth $49.95

Print out a certificate of completion at the end of the online course.

Complete the couse by 16th of June 2011.

St John Ambulance Australia

Link :  https://www.ambulance.net.au/clicktosave/login.asp

This are just sample fees to expect.  Prices may vary depending on your dentist.

Amount	Remarks
50.00	periodic oral examination
100.00	removal of calculus
45.00	remineralizing - One Tx

Dental cleaning is normally covered 100% by the private health insurance and sometimes dentist can waive the GAP if the GAP is not a huge amount.

Free Flu vaccine is usually provided by the company or the government.

The Australian vaccine for the year 2010 contains swine flu vaccine. The other strains are also listed below:
- A (H1N1): an A/California/7/2009 (H1N1) - like strain,
- A (H3N2): an A/Perth/16/2009 (H3N2) - like strain,
- B: a B/Brisbane/60/2008 - like strain.


Cost if you are not entitled for the vaccine: $15 for the vaccine + doctors fee (around $45-$55)

I called two days ago to book an appointment to a GP for a swine flu vaccine.Front desk towld me no need to book and all I need is to show up and a nurse can provide the service.

I went to a Medical clinic today and request for a Swine flu vaccine. Front desk officer ask for my Medicare card and details and then ask to wait for my name to be called by the nurse.

Waited for almost 1hour as the clinic was full of patients and my name was finally called.

Nurse called the doctor on the phone if I need consultation of she can provide me the vaccine right away. I was ask if I have future plans of going outside of the country and I said I have plans but not clear at the moment. The Doctor gave a go signal to the nurse and in a couple of minutes I was ask to sit down on the waiting area and observe in case I feel discomfort.

I did not feel any discomfort so I left nd that's it. I did not pay anything, no questions ask. I only notice that there are so many patients waiting in the medical clinic.

Kudos to Australian government  for providing free Swine Flu Vaccine to everyone who is a resident of Australia.

Dental expenses in Australia

This are just sample fees to expect.  Prices may vary depending on your dentist.

Amount   Description
$45.00      Oral examination
$95.00      Removal of calculus
$50.00      Remineralizing - Oral Tx

----------

$ 185.00 (Php 7,955)   /  1AUD = 43.00 pesos  (exchange rate)

Service provided last for about 20mins.  I did not pay anything as it was covered by Private health insurance and  GAP was  discounted by the dentist.

Dental cleaning is normally covered 100% by the private health insurance and can be discounted by the dentist.

You may be able to claim back a portion of your medical expenses to your private health fund.




Example scenario:

Vaccine for Hepa(Engerix) comprise of 3 shots for the span of 6 months

- 1 shot cost about $26.75

- 2nd shot scheduled on the 3rd months cost $26.75

- 3rd shot scheduled on 6th months cost $26.75

$26.75 x 3 = $80.25

----

According to health fund (NIB), they can give back only in excess of 36.90(Government PBS).

$80.25 - $36.90 = $43.35 claim back from Private health fund (Not bad).




This is one of the benefits in getting a private health fund but again it probably depends on the cover you chose.

Remedial Massage and Accupuncture are eligible for most Health Fund benefits and Workers Compensation claims.

Cost: Remedial Massage

- $44.00    1/2 hour

- $ 80.00    1 hour

Usually, you have to pay for the service (out-of-pocket) and they will provide you a receipt. You show the receipt to your Health Fund to claim it back.

Make sure the receipt includes the following information:

- Date

- Your Name (customer)

- Amount paid

- Name of service provided (ex: 1/2 hr Remedial Massage)

- Name and address of provider

- Name of the person who conduct the service

- Association member number



Health Fund needs to validate that above information before you can claim.

Not decided how to claim back my out-of-pocket. Should I mail my claim or visit the Health Fund office.

After few days, I decided to visit the Health Fund office to take my claim.

I show my Health Fund ID and the actual receipt. They validate the provider is registered, paid my claim and took the original receipt.

I decided to visit a physio because of my neck pain (for several days).

The therapist gave me some lectures (blah..blah..) about the spinal cord that could have cause the pain on my neck. Then massages my neck and shoulder, gave me few tips about proper posture (which more or less I already knew) and told me that the pain should ease in a few days else, I was ask to come back for another session.

Cost: $60.00 per consultation (I am not coming back)

Consultation last for about 30-40mins.

This are just sample fees to expect. Prices may vary depending on your dentist.

Amount   Description
$55.00       Oral examination
$100.00    Removal of calculus
$50.00      Remineralizing
$40.00      Single x-ray film
$155.00    Filling
$35.00      Pulp cap

Dental cover are not usually covered by Government health fund (Medicare) but I heard that there are public dental clinic who offer free tooth extraction and cleaning for free but you have to book and may take time to get a schedule.

Getting your own private health fund is beneficial as it has health covers that you cannot claim at Medicare.
Having a private health fund may also help prevent paying extra during tax filing. (Refer to ATO website regarding Medicare Levy and Loading)

Dental examination, removal of calculus and remineralizing are usually covered 100% by private health funds.
Some percentage were covered for tooth extractions,filling and other services but again it depends on your coverage.

Talk to your private health fund for details about your coverage.